10. In the case of an annuity:
d. An insurance company must be involved
Nope,
I'll bet an insurance person told you this. Actually, you can buy one from me. Ya sure why not. I'll make you rich beyond your wildest dreams. Ya, that it - that's the ticket. Please send lots of money in small, unmarked bills. I'll send you your receipt right away. Sure. You can trust me. Just ask my buddy, Slugo here. Ya that's the ticket.