Questions 11-15 all refer to the following situation: The First Ojai National Bank advertises a CD that pays 8.2% simple interest for two years. Suppose we were to invest $1,485 in such a CD.

13. The amount of interest earned in the second year is:

a. $131.76

Nope, remember that, with simple interest, past interest is not added to the principle - it is removed from the account (paid out).

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