Questions 16-20 all refer to the following situation: Because an expert member of the State Board of Nursing-Home Regulation is paid as a consultant rather than as a regular employee, she is not a participant in the state's retirement plan. With 30 years to go until age 65, she feels she needs to build up a "nest egg" of $300,000 to support herself in retirement. She has worked out a deal with Globe Insurance Co. for an annual interest rate of 9.6% compounded monthly over the 30-year period until retirement and now needs to know how large a monthly deposit she will have to make in order to guarantee a nest egg of that size.